The second one reflects how often the rate adjusts after the initial term.įor a 3/1 ARM, you’d have a fixed rate for the first seven years. The first number is how many years your initial rate is fixed. The interest rate is fixed for a set number of years before rate adjustments may occur based on the terms.īest if - You are planning on selling your home in a few years or want more buying power with a lower initial interest rate.Ĭhoose ARM terms from 3 to 7 Years - WHAT DOES THAT MEAN? This is a great option if you are unsure of home improvement costs or would like the financial reassurance when your home needs an emergency repair.ĪPPLY NOW FOR HELOC ADJUSTABLE RATE MORTGAGE (ARM) We offer HELOCs that allow you to borrow and pay continuously for up to 10 years. VIEW RATES Home Equity Line of Credits (HELOC) Pay off debt, make home improvements, or take that dream vacation! Our home equity loans are fixed-rate loans with a variety of term options.
Tap into your home’s potential by using the equity. Lower your monthly payment or payoff off your mortgage faster.
We can help establish a mortgage payment that works for you. We offer competitive fixed and adjustable rates* on mortgage loans that are locally owned and serviced.ĪPPLY NOW FOR A HOME LOAN Refinance Existing Mortgages Purchasing a home is likely the largest purchase you’ll make. Our mortgage department can help you with: First Mortgages
#First community credit union plus
Plus we offer free pre-approvals that verify your “Ready-to-Buy” status. We provide a smooth and simple home loan experience with personal attention at every turn. Our friendly and knowledgeable mortgage specialists will guide you through the process and help you find the home loan that's right for you.
#First community credit union upgrade
Whether you're a first-time homebuyer or a seasoned homeowner wanting to upgrade to a larger house, FirstCCU is here for you. Let's get started! FirstCCU Mortgage Application orįixed 2nd Mortgage Application - 5 or 10 yearįirst Community Credit Union Mortgage Loansĭreaming of being a homeowner? FirstCCU is here to help! Get cash for home improvements, a new car, or higher interest debt.
VIEW RATES Refinance or Home Purchase $595 Closing Costs 1 Work with our experienced Mortgage Officers to help answer questions and walk you through the home-buying process.
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